Becoming a Broker

Learn all that there is to know about making the switch from banker to broker. From access to more lenders, more rates and more tools at Mortgage Architects, you can help client’s better than ever before! Plus, it is easier than you think to make the move! Scroll down to learn more about the transition and benefits of being a mortgage broker.

Bank vs. Broker: OFSI’s New Rules Tip the Scale Toward Mortgage Brokers

December 12, 2025

OSFI Just Made It Harder for Mortgage Bankers to Compete. (Source: Canadian Mortgage Trends – OSFI clarifies capital treatment of income-producing residential real estate) Canada’s mortgage industry is evolving—and so is the role of mortgage professionals. With OSFI’s recent clarification on how income-producing residential real estate is treated under capital rules, we’re seeing a noticeable shift in how deals get done… […]

Why Canadians Are Choosing Mortgage Brokers Over Banks

December 5, 2025

Main Reasons Canadians Prefer Mortgage Brokers From the data and surveys, the following reasons come up most often: More options / access to multiple lendersBrokers can shop among many lenders (banks, credit unions, private lenders, alternative/non‑bank lenders), which gives borrowers more choices. Many borrowers find banks’ offerings too limited. (Mortgage Professional America) Competitive rates & better dealsBecause brokers have relationships […]